🧮 Included in the Budget Expenses
In this method, insurance is an integral part of the budget cost structure, like any other expense category.
- When building the cost structure, simply add the Insurance category and enter the budgeted amount directly.
- This insurance line may be assigned to a separate cost center, allowing it to be distributed only among the units covered by the insurance.
Quotas and the Reserve Fund (FCR) will be calculated based on the budgeted insurance amount, excluding units that are not part of the insurance cost center.
🧾 Separate Cost Center
In this model, the system automatically inserts the insurance category into the budget, separately from the other expense items.
- The key difference is that the insurance amount is not used in the calculation of the budget quota or the Reserve Fund (FCR).
- During cost distribution, a dedicated column will appear, showing the insurance amount allocated according to the coefficient (permilage) of the covered units.
🧷 How to Configure
-
Go to:
Insurance >> Building Insurance -
Enter the policy with the Insurance Type: Partial
(defined in Administration » Tables » Insurance Types) -
In individual policies, check the units that are part of the collective insurance.
These units will receive a proportional share of the budgeted insurance amount. -
For insurance quota purposes, the entry must be made separately in:
Budgets >> Quotas >> Process Quotas, account 2114.